<?xml version="1.0"?>
<bill>
  <canonical_name>GA96HB3749</canonical_name>
  <ga>96</ga>
  <type>HB</type>
  <number>3749</number>
  <short_description>INS CD - CHANGES IN COVERAGE</short_description>
  <synopsis_as_introduced>Amends the Illinois Insurance Code. Provides that an insured may be entitled to interest at the rate of 10% (instead of 9%) if an insurer fails to pay a claim within a specified time frame. Provides that an insurer may not (1) reduce the amount of a claim or (2) recoup or offset any amount of a claim unless that reduction or recoupment or offset results from an arbitration process that has been authorized by the Director of Insurance. Provides that no policy or plan may deny, discontinue, or alter coverage of a treatment method that follows a prescribed standard of care for any illness, condition, injury, disease, or disability during a benefit period if the illness, condition, injury, disease, or disability was covered at any time during the benefit period or if a claim regarding the treatment method is paid during the benefit period. Provides that insurers may not change certain fee calculations more frequently than once each year. Grants the Director of Insurance specific authority to issue a cease and desist order against, fine, or otherwise penalize any company that violates the provisions concerning coverage and rates. Makes other changes. Effective immediately.</synopsis_as_introduced>
  <ilga_url>http://www.ilga.gov/legislation/BillStatus.asp?DocNum=3749&amp;GAID=10&amp;DocTypeID=HB&amp;LegId=46545&amp;SessionID=76&amp;GA=96</ilga_url>
  <actions>
    <action>
      <action_date>2009-04-03 00:00:00</action_date>
      <chamber>House</chamber>
      <description>Rule 19(a) / Re-referred to Rules Committee</description>
      <is_major_action>1</is_major_action>
      <order_number>10</order_number>
      <committee_canonical_name>HRUL</committee_canonical_name>
    </action>
    <action>
      <action_date>2009-03-11 00:00:00</action_date>
      <chamber>House</chamber>
      <description>Placed on Calendar 2nd Reading - Short Debate</description>
      <is_major_action>0</is_major_action>
      <order_number>7</order_number>
      <committee_canonical_name></committee_canonical_name>
    </action>
    <action>
      <action_date>2009-04-01 00:00:00</action_date>
      <chamber>House</chamber>
      <description>Second Reading - Short Debate</description>
      <is_major_action>1</is_major_action>
      <order_number>8</order_number>
      <committee_canonical_name></committee_canonical_name>
    </action>
    <action>
      <action_date>2009-04-01 00:00:00</action_date>
      <chamber>House</chamber>
      <description>Held on Calendar Order of Second Reading - Short Debate</description>
      <is_major_action>0</is_major_action>
      <order_number>9</order_number>
      <committee_canonical_name></committee_canonical_name>
    </action>
    <action>
      <action_date>2009-03-10 00:00:00</action_date>
      <chamber>House</chamber>
      <description>Do Pass as Amended / Short Debate Health Care Availability and Accessibility Committee;  011-001-000</description>
      <is_major_action>0</is_major_action>
      <order_number>6</order_number>
      <committee_canonical_name>HHCA</committee_canonical_name>
    </action>
    <action>
      <action_date>2009-03-10 00:00:00</action_date>
      <chamber>House</chamber>
      <description>House Committee Amendment No. 1 Adopted in Health Care Availability and Accessibility Committee;  by Voice Vote</description>
      <is_major_action>0</is_major_action>
      <order_number>5</order_number>
      <committee_canonical_name>HHCA</committee_canonical_name>
    </action>
    <action>
      <action_date>2009-03-03 00:00:00</action_date>
      <chamber>House</chamber>
      <description>Assigned to Health Care Availability and Accessibility Committee</description>
      <is_major_action>0</is_major_action>
      <order_number>3</order_number>
      <committee_canonical_name>HHCA</committee_canonical_name>
    </action>
    <action>
      <action_date>2009-03-10 00:00:00</action_date>
      <chamber>House</chamber>
      <description>House Committee Amendment No. 1 Filed with Clerk by Health Care Availability and Accessibility Committee</description>
      <is_major_action>0</is_major_action>
      <order_number>4</order_number>
      <committee_canonical_name>HHCA</committee_canonical_name>
    </action>
    <action>
      <action_date>2009-02-25 00:00:00</action_date>
      <chamber>House</chamber>
      <description>Referred to Rules Committee</description>
      <is_major_action>0</is_major_action>
      <order_number>2</order_number>
      <committee_canonical_name>HRUL</committee_canonical_name>
    </action>
    <action>
      <action_date>2009-02-25 00:00:00</action_date>
      <chamber>House</chamber>
      <description>First Reading</description>
      <is_major_action>1</is_major_action>
      <order_number>1</order_number>
      <committee_canonical_name></committee_canonical_name>
    </action>
    <action>
      <action_date>2009-02-25 00:00:00</action_date>
      <chamber>House</chamber>
      <description>Filed with the Clerk by Rep. Mary E. Flowers</description>
      <is_major_action>0</is_major_action>
      <order_number>0</order_number>
      <committee_canonical_name></committee_canonical_name>
    </action>
  </actions>
  <sponsors>
    <sponsor>
      <member_canonical_name>MaryEFlowers</member_canonical_name>
      <chamber>House</chamber>
      <type>Chief Sponsor</type>
    </sponsor>
  </sponsors>
</bill>

