GA96HB418 96 HB 418 FINANCIAL REG-CREDIT DENIAL Amends the Residential Mortgage License Act of 1987. In a Section concerning lending procedures, provides that a licensee may not deny an application for a mortgage solely on the basis of credit information of prospective customers. Provides that if a licensee denies a mortgage application based on credit information, it must provide the affected party with an explanation for the licensee's action and an opportunity for the affected party to explain its credit information. Amends the Use of Credit Information in Personal Insurance Act. In a Section concerning the use of personal credit information, provides that if an insurer denies, cancels, or does not renew a policy of personal insurance based on credit information, it must provide the affected party with an explanation for the insurer's action and an opportunity for the affected party to explain its credit information. Amends the Public Utilities Act. Provides that a public utility may not deny, cancel, or nonrenew utility service solely on the basis of credit information of prospective or existing customers. Provides that if a public utility denies, cancels, or does not renew service based on credit information, it must provide the affected party with an explanation for the public utility's action and an opportunity for the affected party to explain its credit information. Effective immediately. http://www.ilga.gov/legislation/BillStatus.asp?DocNum=418&GAID=10&DocTypeID=HB&LegId=40724&SessionID=76&GA=96 2009-02-24 00:00:00 House Placed on Calendar Order of 3rd Reading - Short Debate 0 13 2009-03-05 00:00:00 House Added Chief Co-Sponsor Rep. LaShawn K. Ford 0 14 2009-03-05 00:00:00 House Third Reading - Short Debate - Passed 072-035-002 1 15 2009-03-06 00:00:00 Senate Arrive in Senate 0 16 2009-03-06 00:00:00 Senate Placed on Calendar Order of First Reading March 10, 2009 0 17 2009-03-06 00:00:00 Senate Chief Senate Sponsor Sen. William R. Haine 0 18 2009-03-10 00:00:00 Senate First Reading 1 19 2009-03-10 00:00:00 Senate Referred to Assignments 0 20 SCOA 2009-04-28 00:00:00 Senate Assigned to Insurance 0 21 SINS 2009-04-30 00:00:00 Senate Senate Committee Amendment No. 1 Filed with Secretary by Sen. William R. Haine 0 22 2009-04-30 00:00:00 Senate Senate Committee Amendment No. 1 Referred to Assignments 0 23 SCOA 2009-05-05 00:00:00 Senate Senate Committee Amendment No. 1 Assignments Refers to Insurance 0 24 SINS 2009-05-06 00:00:00 Senate Senate Committee Amendment No. 1 Adopted 0 25 2009-05-07 00:00:00 Senate Do Pass as Amended Insurance; 012-000-000 0 26 SINS 2009-05-07 00:00:00 Senate Placed on Calendar Order of 2nd Reading May 12, 2009 0 27 2009-05-14 00:00:00 Senate Second Reading 1 28 2009-05-14 00:00:00 Senate Placed on Calendar Order of 3rd Reading May 15, 2009 0 29 2009-05-15 00:00:00 Senate Third Reading - Passed; 052-000-000 1 30 2009-05-15 00:00:00 House Arrived in House 0 31 2009-05-15 00:00:00 House Placed on Calendar Order of Concurrence Senate Amendment(s) 1 0 32 2009-05-18 00:00:00 House Senate Committee Amendment No. 1 Motion Filed Concur Rep. Monique D. Davis 0 33 2009-05-18 00:00:00 House Senate Committee Amendment No. 1 Motion to Concur Referred to Rules Committee 0 34 HRUL 2009-08-18 00:00:00 House Effective Date August 18, 2009 0 40 2009-05-19 00:00:00 House Senate Committee Amendment No. 1 Motion to Concur Recommends Be Adopted Rules Committee; 004-000-000 0 35 HRUL 2009-05-22 00:00:00 House Senate Committee Amendment No. 1 House Concurs 110-000-000 0 36 2009-08-18 00:00:00 House Public Act . . . . . . . . . 96-0560 1 41 2009-06-19 00:00:00 House Sent to the Governor 0 38 2009-02-24 00:00:00 House House Floor Amendment No. 2 Recommends Be Adopted Rules Committee; 004-000-000 0 10 HRUL 2009-08-18 00:00:00 House Governor Approved 0 39 2009-05-22 00:00:00 House Passed Both Houses 0 37 2009-02-24 00:00:00 House Second Reading - Short Debate 1 11 2009-02-24 00:00:00 House House Floor Amendment No. 2 Adopted by Voice Vote 0 12 2009-02-19 00:00:00 House Do Pass as Amended / Short Debate Executive Committee; 010-000-000 0 6 HEXC 2009-02-19 00:00:00 House Placed on Calendar 2nd Reading - Short Debate 0 7 2009-02-20 00:00:00 House House Floor Amendment No. 2 Filed with Clerk by Rep. Monique D. Davis 0 8 2009-02-20 00:00:00 House House Floor Amendment No. 2 Referred to Rules Committee 0 9 HRUL 2009-02-09 00:00:00 House Assigned to Executive Committee 0 3 HEXC 2009-02-19 00:00:00 House House Committee Amendment No. 1 Filed with Clerk by Executive Committee 0 4 HEXC 2009-02-19 00:00:00 House House Committee Amendment No. 1 Adopted in Executive Committee; by Voice Vote 0 5 HEXC 2009-02-03 00:00:00 House Filed with the Clerk by Rep. Monique D. Davis 0 0 2009-02-03 00:00:00 House First Reading 1 1 2009-02-03 00:00:00 House Referred to Rules Committee 0 2 HRUL LaShawnKFord House Chief Co-Sponsor MoniqueDDavis House Chief Sponsor WilliamRHaine Senate Chief Sponsor